Youth Services

FAT CAT® Account / Youth Account
Term Deposits
Student Loans

FAT CAT® Account / Youth Account

I am under 18 years of age.

I am over 18 and attending post secondary or trade schools.

Our youth account products have NO MONTHLY FEE and offer our young members:

25 Free debit transactions including:
- In-branch withdrawals & transfers
- Cheques
- INTERAC® Direct Payment transactions
- MemberDirect® online banking transfers and bill payment
- MemberDirect® online banking view cheque
- Debit memos
- Automated funds transfers
Free MemberDirect® online banking inquiries
No charge local ATM transactions
Free, unlimited transactions at ATMs at any Credit Union or other financial institution in Canada
5 Free in-branch bill payments
5 Free money orders
Interest paid on account
Reduced minimum deposit for investment account

Youth Term Deposits

I am under 18 years of age.I am over 18 and attending post secondary or trade schools.I want to invest money short term or long term and earn a competitive rate of interest.

Minimum deposit for terms from 30 days to five years is as little as $100.00
Terms range from 30 days to 5 years
fully redeemable at any time without penalty

Student Loans

I do not qualify for federal or provincial student loans.I am enrolled full-time in a minimum 2 year post-secondary program.

Pincher Creek Credit Union Student Loans are available to all student members who do not qualify for the federal and provincial student plans, and are enrolled full time in a minimum 2-year post secondary program.

The maximum annual loan amount available is $6,000
Interest is Prime + 1.00% floating
A co-borrower is required
Borrow up to a total of $36,000 over the course of your post-secondary studies. Amount depends upon the program you are enrolled in.

Mortgage Rates
1 year open	4.750%
1 year closed	3.000%
2 year closed	2.500%
3 year closed	3.500%
4 year closed	3.500%
5 year closed	2.750%
More Rates ...