Youth Services

FAT CAT® Account / Youth Account

My Banking Profile… The Best Account / Product…
I am under 18 years of age.

I am over 18 and attending post secondary or trade schools.

 Our youth account products have NO MONTHLY FEE and offer our young members:

  • 25 Free debit transactions including:
    • In-branch withdrawals & transfers
    • Cheques
    • INTERAC® Direct Payment transactions
    • Debit memos
    • Automated funds transfers
  • Free MemberDirect® online banking inquiries, transfers, bill payments and view cheques
  • No charge local ATM transactions
  • Free, unlimited transactions at ATMs at any Credit Union or other financial institution in Canada
  • 5 Free in-branch bill payments
  • Interest paid on account
  • Reduced minimum deposit for investment account

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Youth Term Deposits

My Banking Profile… The Best Account / Product…
I am under 18 years of age.I am over 18 and attending post secondary or trade schools.I want to invest money short term or long term and earn a competitive rate of interest.
  • Minimum deposit for terms from 30 days to five years is as little as $100.00
  • Terms range from 30 days to 5 years
  • fully redeemable at any time without penalty

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Student Loans

My Banking Profile… The Best Account / Product…
I do not qualify for federal or provincial student loans.I am enrolled full-time in a minimum 2 year post-secondary program. Pincher Creek Credit Union Student Loans are available to all student members who do not qualify for the federal and provincial student plans, and are enrolled full time in a minimum 2-year post secondary program.

  • The maximum annual loan amount available is $6,000
  • Interest is Prime + 1.00% floating
  • A co-borrower is required
  • Borrow up to a total of $36,000 over the course of your post-secondary studies. Amount depends upon the program you are enrolled in.

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