Rates

Effective October 28, 2020

*Rates are subject to change without notice. Please call or email us for the most current rates, specials or promotions.

Youth Investments

FAT CAT & HEADSTART REDEEMABLE INVESTMENT (Minimum Deposit $100.00)
One Year 0.375%
Two Year 0.375%
Three Year 0.500%
Four Year 0.625%
Five Year 0.875%
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Term Deposits /TFSA

Non-Redeemable
INVESTMENT (Minimum $5,000.00) INVESTMENT (Minimum $500.00) INVESTMENT
(Minimum $50,000.00)
30-59 day 0.500% 1 year 0.750% 1 year 1.000%
60-89 day 0.500% 2 year 0.750% 2 year 1.000%
90-179 day 0.500% 3 year 0.875% 3 year 1.125%
180-364 day 0.500% 4 year 1.000% 4 year 1.250%
5 year 1.250% 5 year 1.500%
Term Builder Investment - build your investment with monthly deposits 0.750%
Alberta Plus Terms / TSFA Savings - fully redeemable, minimum $500.00 0.500%
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Fixed Rate RRSPs

Non-Redeemable
RRSP (Minimum $5000.00) RRSP (Minimum $500.00) RRSP (Minimum $50,000.00)
30 - 59 day 0.500% 1 year 0.750% 1 year 1.000%
60 - 89 day 0.500% 2 year 0.750% 2 year 1.000%
90 - 179 day 0.500% 3 year 0.875% 3 year 1.125%
180 - 364 day 0.500% 4 year 1.000% 4 year 1.250%
5 year 1.250% 5 year 1.500%
Alberta Plus RRSP 0.500%
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Fixed Rate RRIFs

RRIF Minimum Deposit $500.00 RRIF Minimum Deposit $50,000.00
1 year 0.750% 1 year 1.000%
2 year 0.750% 2 year 1.000%
3 year 0.875% 3 year 1.125%
4 year 1.000% 4 year 1.250%
5 year 1.250% 5 year 1.500%
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Variable RRSP & RRIF

VARIABLE RRSP   0.375%
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Loans

PRIME LENDING RATE 2.450%

Mortgages

OPEN MORTGAGES
First Mortgage Second Mortgage
12 Month Prime Floating Prime + 1.000% Prime + 1.500%
12 Month Fixed 4.750% 5.250%
CLOSED MORTGAGES
First Mortgage Second Mortgage
5 Year Prime Floating Prime + 0.000% Prime + 0.500%
1 Year 2.500% 3.000%
2 Year 2.500% 3.000%
3 Year 3.500% 4.000%
4 Year 3.500% 4.000%
5 Year 2.750% 3.250%
CEILING MORTGAGE CLOSED
First Mortgage Second Mortgage
Maximum Minimum 4.250% 2.375% 4.750% 2.875%
Ceiling 5 Year Current PRIME + 0.000% Prime + 0.500%
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