Chequing & Savings Accounts

I maintain an average monthly balance of less than $1,000.

I pay a limited number of utility bills each month.

• Free MemberDirect® online banking account inquiries
• No charge local ATM transactions
• Buyer Protection Insurance on purchases made with MEMBER CARD^® Debit Card, Personal Cheques and MasterCard® Payment Card
• Full account access: withdrawals, cheques, MEMBER CARD^® Debit Card, MasterCard® Payment Card, and automated debit

I make several INTERAC® transactions each month.I maintain a minimum daily balance of greater than $1,000.

• 30 Free debit transactions including:
  • In-branch withdrawals & transfers
  • Cheques
  • MasterCard® Payment Card transactions
  • INTERAC® Direct Payment transactions
  • MemberDirect® online banking transfers, bill payment & view cheque
  • Debit memos
  • Automated funds transfers
• Free MemberDirect® online banking account inquiries & utility bill payments
• No charge local ATM transactions
• Buyer Protection Insurance on purchases made with the MEMBER CARD^® Debit Card, Personal Cheques and the MasterCard® Payment Card
• Tiered interest calculated on the minimum daily balance and paid monthly

I make many INTERAC® transactions every month.

I regularly use ATMs at other financial institutions (including other credit unions).

I maintain a minimum daily balance of less than $1,000.

• 40 Free debit transactions including:
  • In-branch withdrawals & transfers
  • Cheques
  • ATM transactions at other Canadian credit unions & financial institutions
  • MemberDirect® online banking transfers & view cheque
  • Debit memos
  • Automated funds transfers
• Free MemberDirect® online banking account inquiries & utility bill payments
• No charge local ATM transactions
• Free unlimited INTERAC® Direct Payment & MasterCard® Payment Card transactions
• 5 Free in-branch utility bill payments
• 5 Free money orders (US or Canadian)
• Buyer Protection Insurance on purchases made with MEMBER CARD^® Debit Card
• Personal Cheques and MasterCard® Payment Card

I make many INTERAC® transactions every month.

I maintain a minimum daily balance of less than $1,000.

• 25 Free debit transactions including:
  • In-branch withdrawals & transfers
  • Cheques
  • MemberDirect® online banking transfers
  • Debit memos
  • Automated funds transfers
• Free MemberDirect® online banking account inquiries & utility bill payments
• No charge local ATM transactions
• Free unlimited INTERAC® Direct Payment & MasterCard® Payment Card transactions
• 5 Free in-branch utility bill payments
• 5 Free money orders (US or Canadian)
• Buyer Protection Insurance on purchases made with MEMBER CARD^® Debit Card, Personal Cheques and MasterCard® Payment Card

I want access to my money if needed I do not require ATM or AFT transactions.

• Free MemberDirect® online banking account inquiries
• 5 Free in-branch withdrawals / transfers per month
• Interest paid on this account

I rarely withdraw funds.

I do not require ATM or AFT transactions.

• 3 Free in-branch withdrawals / transfers per month
• Free MemberDirect® online banking account inquiries
• Flat tiered interest paid: the higher the balance, the higher the interest you receive

• Tiered interest calculated on the minimum daily balance and paid monthly
• ATM and chequing services are not available