Investment Services

Pincher Creek Credit Union offers a full range of investment products and services to help you achieve all your current and future financial goals. Investment options include:



In addition, we provide access to:

*Mutual funds are offered through Credential Asset Management Inc. otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.  


 

Term Deposits (GIC)

Benefits

  • Short term and long term Investments
  • Flexible interest payment options available (monthly / quarterly)
  • Competitive interest rates
  • Redeemable and Non Redeemable investments available
  • No fees or charges
  • Guaranteed rates of return
  • Deposits, including interest, are 100% guaranteed
  • Term Builder allows you to make small monthly deposits and receive long term investment rates.

Minimum Deposits 30 to 364 day: $5,000 1 to 5 year: $1,000 Minimum Deposits – Youth Accounts 18 & Under and Student 30 to 364 day: $100.00 1 to 5 year: $100.00


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Classic RRSP

Benefits

  • Reach your retirement goals.
  • Short term and long term investments
  • Competitive interest rates
  • Redeemable and Non Redeemable investments available
  • Guaranteed rates of return
  • No fees or charges including no transfer in or transfer out fees.
  • Deposits, including interest, are 100% guaranteed
  • Flexible automatic monthly deposits to Daily Savings RRSP for as little as $25.00.
  • Classic RRSP options allows you to transfer or withdraw up to 20% of your RRSP annually without interest penalty (withholding tax applies).
  • Interest Rate Bonus for single deposits over $25,000

Minimum Deposits 30-364 day: $500.00 1 — 5 year: $500.00


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Variable Rate RRSP

The Variable Rate RRSP offers you greater flexibility. Start your retirement savings off with monthly deposits as small as $50.00 per month and watch your savings grow. Interest is calculated daily and compounded semi-annually. The Variable Rate RRSP is fully redeemable any time without interest penalty (withholding tax applies). The Variable Rate RRSP has no fees including no transfer in or transfer out fees.


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Classic RRIF

Benefits

  • Live out your retirement dreams.
  • Move any Credit Union RRSP’s without worry of expiry dates; funds will be available when you’re ready.
  • 1 to 5 year terms
  • Competitive interest rates
  • Classic RRIF options allows you to transfer or withdraw up to 20% of your RRIF annually without interest penalty.
  • Guaranteed rates of return
  • Deposits, including interest, are 100% guaranteed
  • Flexible payment options, Monthly, Quarterly or Annual the choice is yours. Payments to fit your needs. (withholding tax applies).
  • Interest Rate Bonus for single deposits over $25,000.

Minimum Deposits 1 — 5 year: $5000.00 Daily Savings RRIF: no minimum.


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Variable Rate RRIF

The Variable Rate RRIF offers you flexible investment redeemable at anytime without interest penalty. Interest is calculated daily and compounded semi annually.


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Calculators


Pincher Creek Credit Union
P.O. Box 1660
750 Kettles Street [map]
Pincher Creek, AB
T0K 1W0
 
Phone: (403) 627-4431
Fax: (403) 627-5331
For a Lost or Stolen MasterCard or Member Card:
• Call 1-800-LOST-111
• Outside of Canada (call collect) 1-306-566-1276
Hours of Operation:
Monday to Thursday - 9:00am to 4:30pm
Friday - 9:00am to 5:00pm


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